Elan Max Cash Preferred – 5% On Two Categories

There is a new credit card being offered by a number of credit unions called ‘Elan Max Cash Preferred’. This card is basically identical to the U.S. Bank Cash+ card, although the sign up bonus is usually $150 instead of the common $200 offer on the Cash+ card. Card basics:

  • No annual fee
  • You can choose two categories to earn 5% in (limit $2,000 in spend per quarter), one category to earn 2% in one and 1% on all other purchases

The advantage to the Elan card is that it seems to be easier to approved than the Cash+ card. It’s available from the following credit unions (via MyFICO):

  • Abby Bank (Wisconsin)
  • Air Force Academy Federal Credit Union (Colorado, veterans)
  • Allegiance Credit Union (Oklahoma)
  • Alliance Credit Union (Missouri)
  • All South Federal Credit Union (South Carolina)
  • Amplify Credit Union (Texas)
  • Astera Credit Union (Michigan)
  • Atlantic Union Bank (Maryland, Virginia, North Carolina)
  • Banc of California (California)
  • Bank of Albuquerque (New Mexico)
  • Bank of Clarke County (Virginia)
  • Bank Five Nine (Wisconsin)
  • Bank of Oklahoma (Oklahoma)
  • Bank of Texas (Texas)
  • Bank of Utah (Utah)
  • Banner Federal Credit Union (Arizona)
  • Bay Coast Bank (Massachusetts, Rhode Island)
  • Beacon Credit Union (Indiana)
  • Bell Bank (Arizona, Minnesota, North Dakota)
  • Bremer Bank (Minnesota, North Dakota, Wisconsin)
  • Byrn Mawr Trust Company (Pennsylvania)
  • Buckeye State Bank (Ohio)
  • Busey Bank (Indiana, Illinois, Missouri, Florida)
  • Capital City Bank (Florida, Georgia, Alabama)
  • Capital Credit Union (Wisconsin)
  • Cattle Bank and Trust (Nebraska)
  • CCF Bank (Wisconsin, Minnesota)
  • Central Pacific Bank (Hawaii)
  • Centricity Credit Union (Minnesota)
  • Centris Federal Credit Union (Nebraska, Iowa)
  • Chevron Federal Credit Union (United States)
  • Comerica Bank (California, Arizona, Texas, Florida, Michigan)
  • Cornerstone Bank (North Dakota, South Dakota)
  • Credit Union of Georgia (Georgia)
  • Envision Bank (Massachusetts)
  • Desert Financial Credit Union (Arizona)
  • First Class Community Credit Union (Iowa)
  • First Financial Northwest Bank (Washington)
  • First National Bank Texas (Arkansas, Texas, New Mexico, Arizona)
  • First National Bank of Waterloo (Illinois)
  • First State Bank of Florida Keys (Florida)
  • Flagstar Bank (California, Michigan, Indiana, Ohio, Wisconsin)
  • F&M Bank (Farmers and Merchants) (California)
  • Fulton Bank (Virginia, Maryland, DC, Pennsylvania)
  • Greater Nevada Credit Union (Nevada)
  • Green Belt Bank and Trust (Iowa)
  • Guaranty Bank and Trust (Texas)
  • Highland Bank (Minnesota)
  • Home Federal Bank (Tennessee)
  • Horizon Bank (Indiana, Michigan)
  • Incredible Bank (Wisconsin)
  • Intrust Bank (Arkansas, Oklahoma, Kansas)
  • Johnson Financial Group (Wisconsin)
  • Liberty Bank (Connecticut)
  • Meriwest Credit Union (California)
  • Merrimack Valley Credit Union (Massachusetts)
  • Mid Penn Bank (Pennsylvania)
  • MIT Federal Credit Union (Massachusetts)
  • Nodaway Valley Bank (Missouri)
  • Northside Community Bank (Illinois)
  • NRL (Naval Research Lab) Federal Credit Union (DC, Virginia, Maryland)
  • Oklahoma Central Credit Union (Oklahoma)
  • Park National Bank (Ohio)
  • Pawtucket Credit Union (Rhode Island)
  • People’s United Bank (Connecticut)
  • Pikes Peak Credit Union (Colorado)
  • Premier Bank (Ohio, Indiana, Michigan)
  • Prevail Bank (Wisconsin)
  • Public Service Credit Union (Michigan)
  • Renasant Bank (Mississippi, Alabama, Tennessee, Georgia, Florida)
  • Radius Bank (Massachusetts)
  • Rockland Trust (Massachusetts)
  • Twin River Bank (Idaho, Washington)
  • U.S. Employees Credit Union (US government employee and retiree)
  • Valley National Bank (New Jersey, New York, Florida, Alabama)
  • Wesbanco (West Virginia, Kentucky, Ohio)

Source: doctorofcredit.com

How I Made 2 Million Dollars From a Single Rental Property

I bought a commercial property in 2018 for $2,100,000. It was a 68k square foot strip mall that had a grocery store, restaurant, office, and coffee shop as tenants. I bought this property in Northern Colorado and it was the most expensive and biggest property I had ever purchased by far! I thought this was … Read more

Source: investfourmore.com

Homie’s Denver Housing Market Update November 2020

The real estate market is constantly changing, especially in the local Denver market. We like to keep an eye on it for you, so we can let you know what’s going on! Here’s the latest update:

Data from ReColorado from November 1, 2020 to November 30, 2020.

Monthly Sales

At 5,236, monthly sales are up 22% from this same time last year in the Denver metro area. While the sales are up from November 2019, they are 19% lower than sales in October. A decrease in monthly sales between October and November is fairly common.

monthly sales

Data retrieved from RE Colorado.

New Listings

November saw 3,695 new listings in Denver. This is a 1% increase from the previous November and a 40% decrease from October of this year, continuing the trend of a slow down as we move into the colder months.

New Listings

Data retrieved from RE Colorado.

Sale Price

The average sale price for homes in the Denver metro area in November was $547,094. This is a 13% increase from November 2019 and just a decrease of 2% from October of this year. Single-family homes are selling for higher prices than multi-family residences, such as townhomes and condos. The average sale price for a single-family home was $224,195 higher than multi-family residences.

sale price

Data retrieved from RE Colorado.

Days on Market (DOM)

The number of days on market continues to drop, with an average of 22 days and a median of six days during November. The average is a 13-day decrease from last November’s average and a 2-day decrease from this October, while the median is a 13-day decrease from last November and a 2-day decrease from this October.

Single-family residences spent an average of 6 days fewer on the market than multi-family residences.

Average Days on Market

Data retrieved from RE Colorado.

Turn to a Homie

Whether you’re looking to buy or sell, Homie has experienced, local real estate agents who are excited to work with you. These agents understand the nuances of the local real estate market and are willing to go the extra mile to get you the deal you’re looking for. Click to start selling or buying and to get in touch with your dedicated agent.

Get more tips on navigating the Colorado real estate market!

5 Tips to Help You Afford Your First Home
Common Home Buying Fears and How to Overcome Them
Can You Buy and Sell a Home at the Same Time?

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The post Homie’s Denver Housing Market Update November 2020 appeared first on Homie Blog.

Source: homie.com